Terms of Use

Last updated: August 5, 2026

These Terms of Use (“Terms”) govern your access to and use of the FlipFundwebsite and any related pages, forms, and content (collectively, the “Site”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. About FlipFund; business-purpose lending only

FlipFund provides private, business-purpose real-estate financing (such as bridge, fix-and-flip, ground-up construction, and rental (DSCR) loans) to real estate investors. Our loans are made for business and investment purposes only. They are not consumer loans and are not intended or available for personal, family, or household use, or for owner-occupied consumer financing.

FlipFund is not a bank and does not offer consumer mortgage products. Consumer residential mortgage lending is offered under a separate brand and license and is not covered by these Terms.

2. No offer, commitment, or advice

Nothing on the Site is an offer, commitment, or promise to lend, and no loan terms are binding unless and until set out in a signed written agreement. Any estimates, rates, values, or figures shown (including automated property-value estimates) are for general informational purposes only, may be inaccurate, and are not an appraisal, a loan offer, or a guarantee of terms or approval. All financing is subject to underwriting, verification, and approval.

Content on the Site is provided for general information and is not legal, tax, financial, investment, or accounting advice. You should consult your own advisors before making decisions.

3. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Site. By using the Site, you represent that any information you submit is accurate and that you are inquiring for a business or investment purpose.

4. Acceptable use

You agree not to:

  • use the Site for any unlawful, fraudulent, or unauthorized purpose;
  • submit information that is false, misleading, or that you are not authorized to provide;
  • interfere with or disrupt the Site, or attempt to gain unauthorized access to any systems or accounts;
  • use any automated means to scrape, harvest, or overload the Site; or
  • infringe the rights of FlipFund or any third party.

5. Submissions

When you submit an inquiry or other information through the Site, you grant FlipFund the right to use that information to respond to you, evaluate a potential transaction, and operate our business, consistent with our Privacy Policy. You consent to being contacted by phone, text message, and email at the contact details you provide regarding your inquiry.

6. Intellectual property

The Site and its content, design, logos, and marks are owned by FlipFund or its licensors and are protected by law. You may not copy, reproduce, or create derivative works from the Site without our written permission, except as necessary to use the Site for its intended purpose.

7. Third-party links and services

The Site may link to or rely on third-party services (for example, mapping or address tools). FlipFunddoes not control and is not responsible for third-party sites or services, and your use of them is subject to their own terms.

8. Disclaimers

The Site is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. FlipFund does not warrant that the Site will be uninterrupted, error-free, or secure, or that any information on it is accurate or complete.

9. Limitation of liability

To the fullest extent permitted by law, FlipFund and its affiliates, and their respective owners, officers, and employees, will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or related to your use of the Site, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless FlipFundand its affiliates from any claims, losses, or expenses (including reasonable attorneys’ fees) arising out of your use of the Site, your submissions, or your violation of these Terms.

11. Governing law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Any dispute relating to the Site or these Terms will be brought in the state or federal courts located in Miami, Florida, and you consent to their jurisdiction.

12. Changes to these Terms

We may update these Terms from time to time. Changes are effective when posted, and the “Last updated” date above reflects the most recent version. Your continued use of the Site after changes are posted means you accept the updated Terms.

13. Contact

Questions about these Terms? Contact FlipFund at hello@flipfund.ai or 786-772-1340.